Insurance Law – An Indian Perspective

January 25, 2012 – 7:30 am

INTRODUCTION"Insurance should be bought to protect you against a calamity that would otherwise be financially devastating."In simple terms, insurance allows someone who suffers a loss or accident to be compensated for the effects of their misfortune. It lets you protect yourself against everyday risks to your health, home and financial situation.Insurance in India started without any regulation in the Nineteenth Century. It was a typical story of a colonial epoch: few British insurance companies dominating the market serving mostly large urban centers. ...Continue Reading...

Tags: , ,

Posted in Equity Rate Articles | Comments Off

FASB Proposed Lease Accounting Changes – Impacts on Commercial Real Estate

January 22, 2012 – 5:31 am

Introduction:The Financial Accounting Standards Board (FASB) on August, 17, 2010 released their "exposure draft" requiring companies to record nearly all leases on their balance sheets as a "right to use" asset, and a corresponding "future lease payment - liability".  What does this mean to your business in layman terms?  This proposal in essence does away with operating leases; all leases (unless immaterial) would be capitalized using the present value of the minimum lease payments.  Therefore, businesses who in the past had off-balance ...Continue Reading...

Tags: , , , , , , ,

Posted in Equity Rate Articles | Comments Off

Best Mutual Funds For 2011 – Bond Funds Vs Stock Funds

January 20, 2012 – 8:00 am

Consider this a wake-up call if you assume the best mutual funds for 2011 and years to come will again be bond funds vs. stock funds. Millions of people own these funds and many are wondering which are the best funds to own in these times of high uncertainty. Here we make comparisons and discuss some things you may never have thought about.With the year 2011 approaching a trend in mutual funds became very clear. Investors were pulling money out of stock ...Continue Reading...

Tags:

Posted in Equity Rate Articles | Comments Off

I Need a Personal Loan Quick But I Have Bad Credit – Bad Credit Personal Loans

January 6, 2012 – 11:30 am

Bad credit personal loans help people who do not have good credit scores to get personal loans for taking care of their financial needs. So, if you have poor credit, how can you ensure that your application for a personal loan is approved?There are many lending institutions which are available today who are willing to offer loans to people with poor credit ratings. These specific loans are given on different terms and conditions. In such cases, the lenders usually expect some form ...Continue Reading...

Tags: ,

Posted in Equity Rate Articles | Comments Off

18 Ways to Reduce Your Mortgage Loan

January 1, 2012 – 11:30 pm

1. Skip the introductory rate (Honeymoon)Beware of lenders bearing gifts! Introductory or honeymoon rates have long been an important marketing tool for lenders. You are initially offered a cheap rate on your loan to get you in the door but once the honeymoon period is over, the lender will switch you to a higher variable rate of interest. An example of this is an Adjustable Rate Mortgage (ARM).There are two problems with this scenario. First, the variable rate is often higher than ...Continue Reading...

Tags: ,

Posted in Equity Rate Articles | Comments Off

Ten Important Lessons From the History of Mergers & Acquisitions

December 28, 2011 – 6:00 pm

The history of mergers and acquisitions in the United States is comprised of a series of five distinct waves of activity. Each wave occurred at a different time, and each exhibited some unique characteristics related to the nature of the activity, the sources of funding for the activity, and to some extent, differing levels of success from wave to wave. When the volume, nature, mechanisms, and outcomes of these transactions are viewed in an objective historical context, important lessons emerge.   The First Wave The first substantial ...Continue Reading...

Tags: , , , ,

Posted in Equity Rate Articles | Comments Off

Investing In A Developing Economy – A Possible Solution To Global Financial Crisis

December 26, 2011 – 11:30 am

INTRODUCTIONIf there were security problems in Nigeria, no businessman would go to the country to explore opportunities, companies like Celtel, MTN, Etisalat, would not have ventured into security risk country to do business. Those who spread rumour about security and corruption problems in Nigeria are saying so to stop others from making money in the country. Figures don't lie. They are the biggest testimonies for how conducive Nigeria's environment for business and opportunities are. If you want to do business in Africa ...Continue Reading...

Tags: , , , , , , ,

Posted in Equity Rate Articles | Comments Off

Previous Entries